Here’s an old fashioned way to get in some fun and add to your savings kitty… every month, put away Rs 1000 or any fixed sum that you can spare in an envelope and store in your underclothes drawer. At the end of the year, splurge on a piece of jewelry and in the bargain, make a long term investment. But remember the price of gold as well as making and organizational costs. Diamonds may not give you what you spend on them, due to wear and tear and changing fashions, stones with a certification of their purity will give you a higher resale value.